FAQs

I am in need of money urgently. Where can I get it?
For any additional monetary assistance, at I Need Money we can help you. With us you can find matchless loan services that you can apply during cash shortfall.

Am I eligible to apply?
You will be considered as eligible to apply if you can confirm that you are a citizen of Australia, salaried, above 18 years and hold a valid bank account.

Can I qualify despite bad credit rating?
Yes, you can qualify through us even if you are tagged with unfavourable credit rating.

How much money can I borrow?
You can borrow an amount ranging from AU$100 to AU$1,500 upon approval. To pay off the borrowed money you will get one month.

Is there any restriction on the usage of the borrowed money?
No, there is no restriction put by lenders on the usage of the borrowed money. Thus, you are free to spend it for almost any expenses.

Will I need to place any security against the borrowed money?
No, there is no need of putting risk on any of your asset by placing it as security against a loan.

What if I need additional information?
Feel free to contact us whenever you need any additional information.

Do not pay any lender or broker an upfront fee to process your loan application.

The operator of this website is not a lender and does not make credit decisions. The information you provide will be used in securing you a payday loan with one of our carefully selected panel of leading Payday Loan Lenders in Australia. The personal, financial and employment information that we collect is stored electronically during the duration of the application and is removed from our system upon acceptance from the lender.

Please note that payday loans are meant to be used for short term financial emergencies and are not designed to provide long term solutions

We expect you to repay your loan on the date agreed, so if you do not think you are in a position to make your repayment, please do not apply with us in the first place. It is not worth risking your credit rating for such a small amount.